Monday, 10 March 2014

Insurance plays an important role in many aspects of our lives.
For instance:
1.    For those of us who own motor vehicles in Singapore, motor insurance is mandatory and required by the law. In 2012, 9,106 people were injured in road accidents, while 168 were killed on the road.[1] Insurance provides road-users with security and just compensation should they fall victim to accidents.

2.    Many employers, especially those in high-risk industries, extend insurance coverage to their employees.

3.    As individuals, most of us are covered by life insurance schemes and health insurance schemes.

Singaporeans are generally well insured. Insurance lawyers in Singapore play an important role in assisting the insured make claims against insurance companies.

How assessments are calculated[2]
Should you suffer an injury and need to make a claim; your insurance lawyer will assist in helping you make an assessment of your potential payout. The process starts with identification of the body part that suffered the injury and understanding the severity of the injury. Insurance lawyers in Singapore will be able to assist in making an estimate of the insurance payouts and the effect of multiple injuries.

Initiating claim proceedings
Your insurance lawyer will begin the claim process by serving a Writ of Summons on the alleged guilty party, requesting for compensation. It should be noted that when an accident happens, the claims proceedings need to be commenced within 3 years before the claim expires. 

At Gloria James-Civetta& Co, we have extensive experience in dealing with Insurance and Personal Injuries Claims. We know what to look out for in a potential claim. We act in the best interests of our clients and always seek to achieve the best possible outcome for them.

Should you have any questions or need legal representation, kindly contact Gloria James-Civetta & Co on 6337-0469 for a free consultation, or email to
Corporate Lawyers in Singapore

Corporate lawyers in Singapore are engaged to perform a wide variety of roles for businesses in Singapore.

These include:

1.      Drafting of commercial agreements
Commercial agreements are often filled with numerous clauses to ensure that parties’ rights and interests are well protected. Corporate lawyers in Singapore are well equipped to look after their clients’ commercial interests and ensure that they are not disadvantaged in corporate alliances.

2.      Advisory roles
Besides their drafting duties, corporate lawyers in Singapore act as advisors to their clients in issues such as employers’ obligations, directors’ duties, and employees’ rights.

3.      Litigation
Some corporate lawyers in Singapore double up as litigators when the companies they are advising run into disputes with their business partners or competitors.

At Gloria James-Civetta & Co, our corporate lawyers perform all of the above roles. Most of us have had professional experience in the corporate and we understand the needs of businesses. Our clients’ interests matters to us. 

Should you have any questions or need legal representation, kindly contact Gloria James-Civetta & Co on 6337-0469 for a free consultation, or email to

[2]Guidelines for the Assessment of General Damages in Personal Injury Cases (Academy Publishing) at p2